Canada's insurance landscape includes both private insurers and government-run programs, with varying regulations across provinces and territories.
Specialized knowledge of insurance laws and practices across Canada
Expert analysis for all types of insurance claims across Canada
Government and private auto insurance claims across all provinces
Average increase: CAD $3,000-$20,000 additional compensation
Home, commercial, and tenant insurance claims nationwide
Private and group disability, extended health benefit claims
Business property, liability, and interruption claims
We understand the tactics used by Canada's largest insurance companies
Canada's largest P&C insurer
Bank-owned insurance
Quebec-based cooperative
UK-based international insurer
Member-owned cooperative
ICBC, SAAQ, MPI, SGI
See how we helped Canadians fight insurance companies across provinces
2020 Honda Accord • Intersection collision
Initial Offer: CAD $28,000
Final Settlement: CAD $50,000
Issue: ICBC used generic depreciation, ignored BC market premiums, questioned pre-accident condition without evidence.
Strategy: BC-specific market research, Civil Resolution Tribunal precedents, Enhanced Care regulations, independent appraisal.
Intact Insurance • Condo flooding
Initial Offer: CAD $35,000
Final Settlement: CAD $80,000
Issue: Intact excluded unit upgrades, limited temporary accommodation, disputed water source liability.
Strategy: Ontario Condominium Act citations, building envelope expert, additional living expense documentation, FSRA regulations.
Provincial law expertise and federal regulation compliance
Upload your policy, claim forms, adjuster reports, and any provincial-specific documentation.
Our AI analyzes your province's specific insurance laws, regulations, and tribunal procedures.
Get province-compliant demand letters with legal citations, market evidence, and regulatory compliance.
Typically achieve 30-60% higher settlements with professional documentation and provincial law compliance.