Class Action Participation: Join Settlements & Get Paid

$42 billion paid in US class action settlements in 2024 (third consecutive year). From data breaches to defective products, you may be owed money. Learn how to find settlements, file claims, and maximize your recovery.

$42B
Total US settlements 2024 (3rd year running)
1,488
Data breach class actions filed 2024 (record)
£200M
UK Merricks v Mastercard settlement May 2025
$1.4B
Meta biometric privacy (largest US privacy settlement)

Estimate Your Settlement Payment

Calculate Your Claim

Get an estimate of your potential compensation

Our AI will analyze your description and guide you through the next steps

How Class Actions Work

What Is a Class Action?

A class action lawsuit allows one or more people (class representatives) to sue on behalf of a larger group (the class) who suffered similar harm from the same defendant. Instead of thousands of individual lawsuits, one case represents everyone.

Example: Company has data breach affecting 10 million customers. Rather than 10 million separate lawsuits, a class action combines all claims into one case. If settlement is $50 million, it gets divided among eligible class members who file claims.

US Class Action Process

  1. Lawsuit filed: Attorneys file class action on behalf of named plaintiffs and proposed class
  2. Class certification: Court decides if case qualifies as class action (common issues, adequate representation, etc.)
  3. Opt-out period: If certified, class members receive notice. Can opt out to pursue individual lawsuit (typically 60-90 days)
  4. Settlement or trial: Most settle. Court must approve settlement as fair and reasonable
  5. Claim period: Class members file claims (typically 90-180 days). Miss deadline = forfeit payment
  6. Distribution: After final approval, checks/payments sent (6 months to 2+ years after settlement)

UK Collective Action Mechanisms

Group Litigation Order (GLO): Court-managed procedure for claims with common issues. Opt-in (must actively join). Examples: Product liability, mass torts.
Competition Appeal Tribunal (CAT) Collective Proceedings: For competition law breaches. Can be opt-in or opt-out. Since 2015, 39 CPO applications filed, 22 granted. First trial: Le Patourel v BT (Dec 2024).
Representative Actions: Single representative sues on behalf of class with "same interest." Recent development: Court of Appeal in Prismall v Google (Dec 2024) clarified each member must have realistic prospect of establishing claim.
Key Difference: UK actions typically opt-in (must join), not automatic like most US actions.

Finding Open Settlements

US Settlement Tracking Sites

Several websites track open class action settlements where you can file claims right now:

ClassAction.org

Comprehensive database of active lawsuits, open settlements, breaking legal news. Searchable by category, company, deadline.

TopClassActions.com

Updated daily with new settlements. October 2025 featured 10+ claimable settlements. User-friendly interface with claim links.

OpenClassActions.com

Tracks settlements with deadlines, eligibility, proof requirements. Many settlements require no proof - just claim form.

Check Regularly - New Settlements Weekly

Companies settle class actions constantly. With 1,488 data breach filings alone in 2024 and settlements exceeding $40B, new claim opportunities arise weekly. Set calendar reminder to check monthly.

UK Collective Action Resources

  • Competition Appeal Tribunal website (catribunal.org.uk): Lists all collective proceedings, CPO applications, case updates
  • Law firm websites: Major firms (Quinn Emanuel, Hausfeld, etc.) publicize collective actions seeking claimants
  • Consumer groups: Which? and Citizens Advice track consumer group litigation
  • Legal news: Cases like Merricks v Mastercard (£200M) widely publicized when approved

Major 2024-2025 Settlements

Data Breach Settlements

Data breach class actions exploded in 2024 with 1,488 filings (more than double 2022's 604 filings). Top 5 settlements totaled $388.95 million:

Lehigh Valley Health Network: $65 Million

What Happened: Healthcare ransomware breach affecting 600 patients and employees.

Settlement: $65M - largest on a per-patient basis for healthcare ransomware breach.

Per Person: Approximately $108,000 per affected person (600 victims). Actual distribution depends on claim form and proof of harm.

Significance: Sets precedent for high per-capita healthcare breach settlements due to sensitive medical data exposure.

Marriott: $52 Million (Multi-Year Breach)

What Happened: Multi-year data breach affecting over 131 million users across multiple incidents.

Settlement: $52M settlement with 50 U.S. states.

Per Person: Approximately $0.40 per affected user if all claim. Likely $5-$50 actual payment depending on claim rate.

Lesson: Large class size dilutes per-person payment even with substantial settlement.

Cencora: $40 Million

What Happened: Failed to prevent data breach compromising sensitive consumer information.

Settlement: $40M class action settlement.

Status: Open for claims as of October 2025 (check TopClassActions.com for current status).

23andMe: $30 Million (Ancestry Data)

What Happened: Data breach affecting sensitive ancestry and genetic data.

Settlement: $30M settlement agreement.

Concerns: Genetic data particularly sensitive - cannot be changed like passwords or credit cards.

Harvard Pilgrim Health Care: $16 Million

Settlement Structure: Tiered payment system based on harm:

  • Up to $2,500 for breach-related expenses
  • Up to $35,000 for those who experienced significant losses (identity theft, fraud)
  • Requires documentation of losses

Lesson: Keep receipts for credit monitoring, fraud resolution time, identity theft costs - can increase payout significantly.

Privacy & Biometric Settlements

Meta (Facebook): $1.4 Billion - Largest US Privacy Settlement Ever

What Happened: Texas Attorney General sued Meta for unlawful collection and use of biometric data (facial recognition) without consent, violating Texas law.

Settlement: $1.4 billion - largest ever privacy settlement in the United States.

Significance: Shows massive liability for biometric privacy violations. Sets precedent for state enforcement of privacy laws.

Illinois BIPA (Biometric Information Privacy Act) Cases

Illinois BIPA is the nation's strongest biometric privacy law. Violations carry statutory damages of $1,000-$5,000 per violation.

Facebook BIPA settlement (2023): $650M settlement, paid $397 each to 1.4 million Illinois users for facial recognition violations.

Other BIPA settlements: Google, Snapchat, TikTok, and others have settled BIPA claims for hundreds of millions. If you're in Illinois and used apps with facial recognition or fingerprint scanning, check for settlements.

Employment & Discrimination Settlements

Top 5 employment discrimination class action settlements in 2024 totaled $141 million:

Activision Blizzard: $54 Million

Gender discrimination and sexual harassment claims. $54M settlement for female employees and contractors. Payments vary based on employment dates and positions.

Oracle: $25 Million

Gender pay discrimination. $25M to resolve claims that Oracle paid women less than men for substantially similar work. Demonstrates value of pay equity litigation.

Employment Class Actions: Often Opt-In

Important: Many employment class actions, especially under Fair Labor Standards Act (FLSA) for wage theft, are opt-in - you must affirmatively join to participate. Unlike most consumer class actions where you're automatically included, employment actions may require you to submit consent form. Check settlement notice carefully.

UK Collective Proceedings

Merricks v Mastercard: £200 Million (May 2025)

Case: Walter Merricks sued Mastercard for overcharging on behalf of 46 million UK consumers who used Mastercard between 1992-2008.

Settlement: £200M approved by CAT on May 20, 2025. Only the third collective settlement approved by CAT.

Per Person: Approximately £4.35 per person if all 46M claim (£200M ÷ 46M). Actual payment depends on claim rate and distribution plan approved by CAT.

Le Patourel v BT Group: First Opt-Out Trial (Dec 2024)

Significance: First full trial of an opt-out CPO collective action, heard January 2024 with judgment December 19, 2024 by Competition Appeal Tribunal.

Represents 2.3 million BT landline-only customers allegedly overcharged. Awaiting judgment on liability and damages.

Ad Tech Collective Action v Alphabet (Google): CPO Granted Jan 2025

CAT granted Collective Proceedings Order on January 14, 2025. Ad Tech Collective Action LLP appointed class representative against Alphabet and others. Case proceeding.

Consumers' Association v Qualcomm: Trial October 2025

Trial listed to commence October 7, 2025 with five-week time estimate. Major competition law case.

UK Collective Action Growth

  • 39 CPO applications filed since 2015 inception
  • 22 CPO grants so far
  • 2024/2025 seeing significant developments: first trials, more settlements
  • UK regime maturing after slow start

Opt-Out vs Opt-In: Critical Difference

Opt-Out Class Actions (Most Common in US)

You are automatically included unless you take action to remove yourself.

  • How it works: If you fit class definition, you're in. Do nothing = participate in settlement
  • To get paid: File claim form by deadline (typically 90-180 days after notice)
  • To exclude yourself: Submit opt-out request by deadline in settlement notice (usually 60-90 days). Allows you to file individual lawsuit
  • Common for: Consumer cases, data breaches, defective products, securities fraud
  • Deadline consequences: Miss claim deadline = no payment (but still bound by settlement, lose right to sue)

Most people should NOT opt out - individual lawsuits are expensive and risky. Only opt out if you have substantial individual damages and attorney willing to take your case.

Opt-In Class Actions

You must affirmatively join to participate.

  • How it works: You must submit consent form or join action to be included. Do nothing = not participating
  • To get paid: Submit opt-in consent form by deadline, then file claim form if settlement reached
  • If you don't join: Not bound by settlement, can still file individual lawsuit later (subject to statute of limitations)
  • Common for: FLSA employment wage claims, UK GLOs, some UK CAT proceedings, certain employment discrimination
  • Deadline consequences: Miss opt-in deadline = not in class, no payment, but preserve individual rights

UK: Most collective actions are opt-in. Must actively join. Check settlement notice carefully for whether opt-in or opt-out.

Read the Settlement Notice Carefully!

The notice (sent by mail/email or published in newspaper/online) tells you:

  • Whether opt-in or opt-out
  • Claim form deadline
  • Opt-out deadline (if opt-out class)
  • Estimated payment per person
  • What proof required (if any)
  • Claims administrator website and contact
  • Fairness hearing date (when court approves settlement)
Loading jurisdiction data...

Frequently Asked Questions

How much will I get from a class action settlement?

Do I need a lawyer to participate in a class action?

What happens if I do nothing after receiving a class action notice?

How long does it take to get paid from a class action settlement?

Can I participate in multiple class action settlements?

What's the difference between class action settlements in the US vs UK?

Should I opt out of a class action to file my own lawsuit?

What are attorney fees in class actions and cy pres distributions?

Can I still file a claim if I lost my settlement notice?

Are class action settlements taxable income?

Your Next Steps

  1. Check for settlements you're eligible for NOW:
    • Visit ClassAction.org, TopClassActions.com, OpenClassActions.com
    • Browse by category: Data breach, Consumer products, Employment, Privacy
    • Look for companies/products you've used in past 5 years
    • Many require no proof - just claim form
  2. File claims immediately for any you find:
    • Takes 10-15 minutes per claim
    • Gather: Name, address, email, account/purchase dates
    • Save confirmation email/number
    • Set calendar reminder for expected payment date (12-18 months)
  3. Set up monitoring for future settlements:
    • Google Alert: "class action settlement" + your state
    • Calendar reminder: Check tracking sites 1st of each month
    • Create email folder for settlement notices
    • Update address with companies when you move
  4. Understand opt-out vs opt-in:
    • Most US settlements: Opt-out (you're in unless you exclude yourself)
    • UK and some employment: Opt-in (must actively join)
    • Read settlement notice to know which type
    • Don't opt out unless you have lawyer for individual suit
  5. Know the deadlines:
    • Claim deadline: 90-180 days typical (FIRM - miss it, forfeit payment)
    • Opt-out deadline: 60-90 days if want to sue individually
    • File claims within 1 week of receiving notice to avoid missing deadline

Don't Leave Money on the Table

With $42 billion paid in US class action settlements in 2024 and 1,488 data breach cases filed, you're likely eligible for multiple settlements right now. Most people never claim because they don't know settlements exist.

Spend 30 minutes today checking ClassAction.org. You might find $500-$2,000 in unclaimed settlements waiting for you.

Estimate Your Settlement Value

Use our calculator above to estimate what you might receive from a class action settlement based on settlement size, class size, and your damages. Get guidance on whether to participate.