Comprehensive support across all aspects of economic inequality and financial abuse
High-interest loans targeting vulnerable communities and individuals
Unequal access to financial services based on race, income, or location
Illegal harassment, false claims, and rights violations by collectors
False information damaging credit scores and financial opportunities
Investment scams, retirement theft, and fraudulent financial products
Systemic barriers preventing wealth building in marginalized communities
Measuring the impact of systemic financial discrimination
Median white family wealth vs Black family wealth
Families affected by predatory loans annually
Lower approval rates for minority applicants
Annual FDCPA violation complaints
Multi-level intervention for systemic economic reform
Combat high-interest loans and abusive lending practices
Ensure equal access to banking and financial services
Protect consumers from abusive debt collection practices
Remove barriers to wealth accumulation and financial stability
Real cases where systematic reform created lasting economic change
Systematic discrimination in mortgage lending affecting thousands of minority borrowers
DOJ investigation and consent decree
$3B settlement, policy reforms, and enhanced lending monitoring
Industry-wide fair lending compliance improvements
Predatory payday lenders trapping low-income families in debt cycles
State attorney general coordination
$98M in refunds, 400+ illegal stores closed, rate caps implemented
State-level payday lending reform nationwide
Equifax data breach and systematic credit reporting errors affecting 147M people
Multi-district litigation and regulatory action
$700M settlement, free credit monitoring, reporting accuracy improvements
Enhanced credit reporting standards and security
Fundamental protections every consumer should understand
Equal access to credit regardless of protected characteristics
Freedom from abusive and illegal debt collection practices
Right to accurate and complete credit information
Protection of personal financial information
Breaking down barriers to economic opportunity and financial stability
Breaking down barriers to homeownership in underserved communities
Increasing access to business loans and investment capital
Protecting and building retirement savings for working families
Ensuring everyone has access to basic banking services
Real wins in predatory lending reform, banking equality, and consumer protection
Expert guidance on predatory lending, banking discrimination, and wealth building