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Montreal Convention Protected

Baggage Compensation

Lost, delayed, or damaged luggage? You may be entitled to up to €1,507 in compensation under the Montreal Convention. Our free tools help you calculate your exact claim and get the airline to pay.

Maximum compensation per passenger

€1,507

Success rate for documented claims

68%

Bags mishandled globally per year

25M

When delayed bag becomes "lost"

21 days

Free Baggage Compensation Calculator

Calculate your potential compensation in 60 seconds. Based on Montreal Convention and EU/US airline liability rules.

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Montreal Convention Limits

  • 1,288 SDR (≈ €1,507) maximum per passenger
  • Covers all checked baggage issues
  • Applies to international flights
  • Higher limits may apply for US domestic flights ($3,800)
  • Receipts required for items over €500

Understanding the Montreal Convention

The Montreal Convention is an international treaty that governs airline liability for baggage issues on international flights. It replaced the older Warsaw Convention in 2003 and provides stronger protections for passengers.

Key Protection Points

1,288 SDR Liability

Airlines are liable for up to 1,288 Special Drawing Rights (approximately €1,507) per passenger for baggage issues.

International Coverage

Applies to all international flights where both the departure and arrival countries have ratified the treaty (195+ countries).

Strict Time Limits

Must file Property Irregularity Report (PIR) immediately. Written claims within 7 days for damage, 21 days for delay.

No-Fault Liability

Airlines are strictly liable unless they can prove they took all reasonable measures to avoid the damage.

What is an SDR?

Special Drawing Rights (SDR) are an international reserve asset created by the IMF. The Montreal Convention uses SDR to avoid currency fluctuations. Current conversion rate: 1 SDR ≈ €1.17 (varies daily).

When Montreal Convention Applies

International flight (e.g., London to New York)
Flight with stopover in foreign country (e.g., LA to Miami via Toronto)
Domestic flight (e.g., New York to Los Angeles) - US DOT rules apply instead
Flights where departure/arrival country hasn't ratified (very rare)

Critical First Step

File a Property Irregularity Report (PIR) with the airline BEFORE leaving the airport. Without a PIR, your claim will likely be denied. Get a copy for your records.

Lost Baggage Compensation

If your bag is not located within 21 days, it is officially declared "lost" and you can claim full compensation for the bag and its contents, up to the Montreal Convention limit.

Step-by-Step Lost Baggage Process

1

File PIR Immediately

Before leaving the airport, go to the airline's baggage desk and file a Property Irregularity Report (PIR). Get a reference number.

2

Wait 21 Days

Airlines have 21 days to locate and return your bag. During this time, the bag is "delayed" - you can claim essential items.

3

Bag Declared Lost

After 21 days, if the bag is still not found, it's officially "lost." You can now file a full compensation claim.

4

Submit Full Claim

Send written claim with PIR number, itemized list of contents, receipts/proof of value, and compensation demand.

5

Receive Compensation

Airline must respond within 6 weeks. If denied or lowballed, you can escalate to regulator or small claims court.

With Receipts/Proof

Up to €1,507

Full value of bag and contents up to Montreal Convention limit. Provide receipts, purchase records, photos, or other proof of ownership and value.

Without Receipts

Up to €500

Limited compensation without proof. Airlines typically offer €25-50 per kg of bag weight, or a flat €300-500. Fight for more if contents were valuable.

What's Covered in Lost Baggage Claims

Covered Items

  • Clothing and shoes
  • Toiletries and cosmetics
  • Electronics (laptop, camera, phone charger)
  • Books and travel guides
  • Medication (with prescription)
  • Sports equipment (golf clubs, skis)
  • The bag/suitcase itself

Not Covered (or Limited)

  • Money, cash, cryptocurrency
  • Jewelry, precious metals, stones
  • Negotiable documents, securities
  • Business documents, samples
  • Passports, IDs (replacement cost only)
  • Perishable goods
  • Fragile items (airlines argue should be carry-on)

Pro Tip

Always pack one change of clothes and essential medication in your carry-on. This protects you if your bag is delayed or lost, and airlines use it as an excuse to lower compensation ("you should have packed essentials in carry-on").

Delayed Baggage Compensation

If your checked bag doesn't arrive with you, it's "delayed." You can immediately claim reimbursement for essential items you need to purchase while waiting for the bag to arrive.

What You Can Claim for Delayed Baggage

Reimbursable Purchases

  • Clothing
    Underwear, shirts, pants, shoes (reasonable replacement items)
  • Toiletries
    Toothbrush, toothpaste, deodorant, shampoo, soap, razor
  • Medication
    Replacement prescriptions, over-the-counter drugs
  • Baby Supplies
    Diapers, formula, baby food (if traveling with infant)
  • Business Attire
    Suit, dress, or professional clothing if you have a business meeting

Not Typically Reimbursable

  • Designer or luxury items
  • More than one change of clothes per day
  • Electronics, gadgets
  • Jewelry, watches
  • Sporting equipment
  • Items you already own at home (if delayed at home airport)

What Are "Reasonable Expenses"?

Airlines must reimburse "reasonable expenses" while you wait for your bag. Courts and regulators have established these guidelines:

Delay DurationReasonable Daily AmountExamples
1-2 days€50-100/dayOne set of clothes, basic toiletries
3-5 days€75-150/dayAdditional clothing, laundry costs
6-10 days€100-200/dayMore clothes, gym clothes, swimwear
11-21 days€125-250/dayWeek's worth of clothes, work attire

These are guidelines. Actual reimbursement depends on your specific needs (business trip vs beach vacation), destination cost of living, and whether you have access to laundry.

Real Delayed Baggage Claim Examples

3-day beach vacation delay

Swimsuit (€40), 2 t-shirts (€30), shorts (€25), flip-flops (€15), sunscreen (€12), toiletries (€18)

€140
Approved ✓

5-day business trip delay

Suit (€200), dress shirt (€50), tie (€25), shoes (€80), belt (€20), underwear (€15), toiletries (€20)

€410
Approved ✓

7-day family vacation delay

Kids clothes (€80), adult clothes (€120), diapers (€30), baby formula (€25), toys for kids (€40)

€295
Partially approved (€255 - toys rejected)

How to Maximize Your Delayed Baggage Claim

Keep ALL receipts

Every purchase receipt, no matter how small. Airlines will reject claims without proof.

Photograph purchases

Take photos of items you buy, especially clothing. Proves they are reasonable replacements.

Buy within 24-48 hours

Airlines look suspiciously at purchases made days later. Buy essentials immediately.

Be reasonable, not extravagant

A €30 t-shirt is reasonable. A €300 designer t-shirt will be rejected.

Document your need

If buying a suit for a business meeting, keep the meeting invitation/email as proof.

What Happens at 21 Days?

If your bag is still delayed after 21 days, it's officially declared "lost." At that point:

  • You can claim full lost baggage compensation (up to €1,507)
  • You claim both the emergency purchases AND the lost bag/contents
  • The airline may offer to keep searching, but you have the right to declare it lost and claim now

If the airline finds your bag after you've been compensated for "lost" baggage, you must return the compensation or return the bag (your choice).

Baggage Compensation Rules by Jurisdiction

Compensation limits and rules vary by jurisdiction and flight type. Here's a comprehensive comparison:

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New US DOT Baggage Rules (2024-2025)

The US Department of Transportation has issued new regulations strengthening passenger rights for baggage issues, effective 2024-2025.

Automatic Refund Rule (Effective April 2024)

Delayed Baggage Refunds

Airlines must provide automatic refunds of checked bag fees if your bag is not delivered within:

  • 12 hours of domestic flight arrival
  • 15-30 hours of international flight arrival (depending on flight length)
  • Refund must be automatic - no request required
  • Applies even if bag arrives later

How It Works

If you paid a $35 checked bag fee and your bag arrives 18 hours late on a domestic flight, the airline must automatically refund the $35 to your original payment method within 7 business days (credit card) or 20 days (other payment).

    Increased Liability Limits

    Domestic Flights

    Maximum liability increased to $3,800 per passenger (up from $3,500) for lost, damaged, or delayed baggage on US domestic flights. Adjusted for inflation every 2 years.

      International Flights

      Montreal Convention still applies (1,288 SDR ≈ $1,850-2,175 depending on exchange rate). US DOT rules do not override international treaty obligations.

        Faster Compensation Requirements

        Response Deadline

        Airlines must acknowledge baggage claims within 24 hours and provide substantive response within 30 days (down from 60 days).

          Payment Deadline

          If claim is approved, airline must pay compensation within 7 business days for credit card refunds, 20 days for other payment methods.

            Clearer Compensation Guidelines

            Essential Items Reimbursement

            DOT has clarified that "reasonable expenses" for delayed baggage include: clothing, toiletries, medication, and other necessities. Airlines cannot arbitrarily reject reasonable purchases.

              Receipt Requirements

              Airlines must accept digital receipts, photos of receipts, and credit card statements as proof of purchase. Cannot require only original paper receipts.

                Depreciation Limits

                For damaged baggage, airlines cannot depreciate items by more than 10% per year for first 3 years, 5% per year thereafter. Cannot claim items are "too old" to have value.

                  Pro Tip

                  These new DOT rules only apply to flights operated by US airlines or flights departing from US airports. For international flights on foreign airlines, Montreal Convention rules apply. If you have a choice, booking on a US airline may give you stronger protections.

                  Frequently Asked Questions

                  Real Baggage Compensation Success Stories

                  Lost Baggage

                  €1,288 Won - Lost Bag with Receipts

                  Flight from Paris to Tokyo. Bag never arrived, declared lost after 21 days. Submitted itemized list with receipts for clothing (€400), laptop (€600), camera (€250), toiletries (€38). Airline initially offered €500. Cited Montreal Convention, threatened regulator complaint. Airline paid full €1,288 within 3 weeks.

                  Delayed Baggage

                  €340 Won - 5-Day Delay Emergency Purchases

                  Business trip to New York, bag delayed 5 days. Purchased suit (€180), shirt (€40), shoes (€70), toiletries (€20), underwear (€30). Kept all receipts, submitted claim with PIR within 21 days. Airline reimbursed full €340 without dispute.

                  Damaged Baggage

                  €175 Won - Damaged Suitcase

                  Suitcase arrived with broken wheel and cracked shell. Filed PIR at airport, took photos, got repair estimate (€120). Airline offered €50. Argued bag was only 6 months old, provided purchase receipt (€250). Airline settled at €175 to avoid regulator complaint.

                  Ready to Claim Your Baggage Compensation?

                  Use our free tools to calculate your compensation and generate a claim letter. Most passengers receive payment within 6-8 weeks.